Probability TestingSTEP THREE:
We take the planning process a step further than most advisors. Part of the process involves making sure that the plans we help you finalize are, in our estimation, achievable. We use sophisticated computer modeling to back-test your current recommended plan to see how it would have done had you implemented it 30 years ago. After all, unless a plan is realistic, it is just a dream. Probability testing can give you a reasonable comfort level as to whether or not your goals are actually realistic and, more importantly, whether or not your goals are attainable. From this point, we make investment recommendations as to how your portfolio should be managed both pre- and post- retirement. Furthermore, we get together annually to discuss your progress and update all written plans, as well as review your investment allocations quarterly.
