Financial Planning, Retirement Planning
Roth 401(k)s have become an increasingly popular alternative to traditional 401(k)s, allowing participants to make after-tax salary deferrals to their employer plans. Many investors may have the opportunity to contribute to a designated Roth account in their 401(k),...
Family and Finances, Life Events, Retirement Planning
Social Security survivor benefits present an important source of income for many of your clients. But there are several important and unique issues that must be considered for any client that has recently lost their spouse or ex-spouse, before filing a claim to...
Retirement Planning, Tips and Tricks
401(k)s and IRAs have many unique features that may be beneficial to you depending on your circumstances. The decision to roll funds out of a former employer’s plan involves more factors than just fees and investment selection. To help make this analysis easier, use...
Investing, Retirement Planning
Incentive Stock Options (ISOs) are a form of equity compensation, offering employees a share in the potential appreciation of a company’s value, with preferential tax treatment. You may have been (or will be) granted ISOs by your employer during your career. Deciding...
Investing, Market Events, Retirement Planning
It’s fair to say that no one is forgetting 2020 any time soon. As the year turned, we heard rumors about a virus in Wuhan, China. Like previous outbreaks, most of us paid it a glancing notice and then went on about our day. Then in March, everything started to...
