Financial Planning, Retirement Planning, Tips and Tricks
Although increasingly rare, employer pensions can make up a considerable portion of your expected retirement benefits. Whether you are nearing retirement or are already receiving ongoing pension payments, you may have the option to choose a lump sum...
Financial Planning, Life Events, Tax Planning, Tips and Tricks
In today’s economic uncertainty, business closures and layoffs are increasingly common. The loss of a job can cause serious stress both personally and financially. To help you through a disruption in employment, we’ve created the checklist “What Issues Should I...
Building Wealth, Financial Planning, Tips and Tricks
When an investor has a surplus cash on hand that they want to save for the future, they often need help identifying all of the different account types to consider. This checklist provides a structured outline to guide available and appropriate saving strategies. It...
Retirement Planning, Tips and Tricks
401(k)s and IRAs have many unique features that may be beneficial to you depending on your circumstances. The decision to roll funds out of a former employer’s plan involves more factors than just fees and investment selection. To help make this analysis easier, use...
Financial Planning, Investing, Retirement Planning, Tips and Tricks
What is a Mega Backdoor Roth Contribution? A Mega Backdoor Roth Contribution is not as scary as it sounds. Here’s how it works: You make a non-Roth after-tax contribution to an employer 401(k) plan (if permitted by the employer’s 401(k) plan...
Family and Finances, Financial Planning, Health Care, Retirement Planning, Tax Planning, Tips and Tricks
The HSA contribution rules are generally straightforward. However, the rules can become complicated in years when there will be a change to healthcare coverage. Perhaps an investor is moving from individual to family coverage, or they are leaving their health plan, or...
