Our team of investment advisors servicing San Diego, CA have the knowledge and experience to help you set and meet your long-term financial goals. Investing can be confusing, but our Smartvestor Pros have the knowledge and experience to help you make the best decisions. Because they help a wide variety of clients in varying financial circumstances and at different stages of their lives, our Smartvestor Pros can offer guidance in many financial areas including retirement planning, risk management, tax planning, asset allocation, estate planning, and more.
Our Dave Ramsey Smartvestor Pro Advisors are educated investment professionals who will oversee your portfolio and help you make the best decisions in an unpredictable financial marketplace. We provide investment management services near San Diego, and we have been providing investment advice for individuals throughout Central Contra Costa, East San Gabriel Valley, Huntington Beach, North Coast, Oakland, San Diego, San Francisco, Santa Ana, Upper San Gabriel Valley for years. Our job is to help you grow your portfolio and create the wealth and security you need to enjoy your retirement years.
Take 15% of your gross household income and start investing it into your retirement. Start with your company’s 401(k) plan and receive the full employer match. Invest the rest into Roth IRAs—one for you and one for your spouse (if you’re married).
By this step, you’ve paid off all debts (except the house) and started saving for retirement. Next, it’s time to save for your children’s college expenses (that is, if they make it through Algebra II and Chemistry unscathed). We recommend 529 college savings plans or ESAs (Education Savings Accounts).
Now, bring it all home. Baby Step 6 is the big dog! Your mortgage is the only thing between you and complete freedom from debt. Can you imagine your life with no house payment? Any extra money you can put toward your mortgage could save you tens (or even hundreds) of thousands in interest.
You know what people with no debt can do? Anything they want! The last step is the most fun. You can live and give like no one else! Keep building wealth and become insanely generous. Leave an inheritance for your kids and their kids. Now, that’s what we call leaving a legacy!
We are your long-term partner, helping you through every stage of your finances. We’ll help you maximize your money through smart investments so you can have the financial security you desire. Let us create a plan that is custom-designed for you, help you execute that plan with confidence, and provide you with the peace of mind that comes from knowing you’re on your way to a comfortable and secure retirement.