Foundations – A Solid Footing For Your Financial Future

If you’re in the early stages of your financial planning, then our Foundations program is the perfect fit. We designed the Foundations program to help you achieve long-term financial goals through savings and investments. However, we also incorporate your overall financial picture. You may not believe you have the assets or needs for financial planning. However, we strongly believe these early stages are critical to your long-term financial future.

Who Is Foundations For?

Foundations is an investment program designed for families or individuals who don’t necessarily need the same offerings as those close to or in retirement. We hear most often from our retired clients that they regret not focusing on their finances during their younger years. They always figured there was plenty of time down the road to worry about it. We know very well the difficulty in finding the time to address these issues. This is why young professionals just like you oversee Our Foundations program. They appreciate how busy life can be between work and family. It is our goal to make this process as easy as possible for you. Through Foundations, we will help you organize and simplify your financial life.

Framework

With Foundations, you will be able to see your entire financial picture – from where you are now to where you want to be in the future. This includes financial planning, investment management, and ongoing consultation.

Financial Planning

We analyze your financial situation and risk tolerance to construct a practical investment plan that will help you reach your goals. The first step is simply getting to know you and your goals. We’ll talk about what you want to accomplish, the timeframe, and your current situation. From there, we’ll work with you to determine your risk tolerance that will shape your investment portfolio. Furthermore, we’ll use these conversations to put in place a plan that focuses on your unique goals and needs. Our Foundations program will help you address areas like cash flow and budgeting, debt and risk management, tax efficiency, college planning, investment strategies, and company benefits.

Investment Management

We utilize commission free, low-cost ETFs and mutual funds to develop an investment portfolio. This portfolio will be built to endure the inevitable ups and downs of the market. Then, we combine it with a disciplined rebalancing strategy driven by intention rather than emotion. Once your allocation is implemented we will handle all aspects of portfolio management. This includes monitoring, rebalancing, tax efficiency, and investment analysis.

Ongoing Consultation

We’ll meet with you in person, by phone, or online to discuss your investment portfolio and planning needs. Moreover, you will have a dedicated financial advisor supported by a friendly and professional support staff. It is our desire to build a long-term relationship focused on seeing you grow your wealth and achieve your goals.

The Foundations Experience

You Will Experience:

  • Investment Management
  • Financial Planning
  • Ongoing Communication And Financial Advice

Our Financial Planners Will:

  • Analyze your total financial situation.
  • Determine risk tolerance.
  • Build a realistic personalized investment plan.
  • Manage your investment portfolio the same we manage all portfolios

The Fiduciary Standard

The Retirement Planning Group is an independent Registered Investment Advisor (RIA) and is held to a strict fiduciary standard. Simply put, this means we are driven to put your interests ahead of ours. Our fee-only structure allows us to focus on putting our clients first, rather than worrying about what product to sell. Furthermore, we are not motivated or paid by commissions and take great pride in our fee transparency. In addition, we do not take physical custody of your assets. Your accounts are held at an independent firm who acts as custodian for your assets. All of this is designed to ensure you are getting the guidance and financial advice you deserve and a financial advisor you can trust.