Health Care Archives - The Retirement Planning Group

Term vs Whole Life Insurance: What’s the Difference and Which One is Right for You?

If you’ve ever googled ‘term life vs whole life’ or asked yourself, ‘Do I really need life insurance?’ – you’re not alone. Understanding the difference between term and whole life insurance can feel confusing at first, but...

The True Cost of Long-Term Care

Health Care, Life Events

Understanding the cost of long-term care is an important part of retirement planning, but it often gets overlooked. Many people assume Medicare will cover it, or that it’s something to figure out later. In reality, long-term care includes a wide range of...

Unlocking the Benefits of an HSA in Retirement

Financial Planning, Health Care

Retirement is a time when we start paying closer attention to our finances. And when it comes to planning for medical expenses during this golden phase of life, Health Savings Accounts (HSAs) can be a game-changer. HSAs are special savings accounts with tax benefits...

The Neglected HSA: Why It’s a Powerful Retirement Strategy

Health Care, Retirement Planning, Tax Planning

For most people, saving for retirement starts with an employer plan like a 401(k) or 403(b). Savvy investors also explore Roth IRAs and even backdoor Roth contributions to grow their wealth. But one tool often gets overlooked: the Health Savings Account (HSA). ...