After spending more than a decade in the financial world—with leadership roles at Vanguard Flagship, JP Morgan Securities as a Private Client Advisor, and most recently as founder and president of Wealtheon Advisors, Jay saw the opportunity to do even more for his clients. In March 2025, he merged Wealtheon into The Retirement Planning Group, where he now serves as a Senior Wealth Manager. His goal? To help clients navigate their financial journeys with clarity, structure, and confidence.

Jay’s background is a unique blend of engineering precision and financial experience. With a master’s degree in engineering from Texas A&M, he brings a methodical, process-driven approach to everything he does. He’s completed his education for the CERTIFIED FINANCIAL PLANNER® designation through Northwestern University, and he’s a lifelong learner. Whether he’s diving into coursework from MIT’s open courseware or exploring the latest in financial research, Jay is always sharpening his edge for the benefit of his clients.

Outside of work, Jay is a proud husband and father. His wife, a founding partner of their former wealth management firm, shares his passion for service and strategy. Their son is an entrepreneur building a blockchain company in San Francisco and their daughter is making waves in Hollywood, helping bring books to life on screen. When he’s not working, Jay can be found behind the piano or guitar (Carnatic and Western), capturing the perfect photo, or racing in an autocross event. He also gives back in big ways—serving on the governing committee of his local Hindu Community Center, which provides free clinics and community services, and previously acting as a city commissioner under the Mayor of Pleasanton, where his family has called home for over 24 years.