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The Neglected HSA

The Neglected HSA

For most folks, it’s easy to participate in your employer’s retirement plan, such as a 401k or 403b. Savvy savers also look at whether they can afford to invest in Roth IRAs or even back-door Roth IRAs. Health Savings Accounts…

Thank You, Senator Roth

Thank You, Senator Roth

Mirror, mirror on the wall, what’s the future tax rate for them all? No one quite knows how much their tax rate on retirement assets will be over a possible 30-year retirement. What we do know is the term “tax-free”…

The Emotional Roller Coaster of Investing

The Emotional Roller Coaster of Investing

“The market hates uncertainty” has been a common enough saying in recent years (even by me), but how logical is it? There are many different aspects to uncertainty, some that can be measured and some that cannot. Uncertainty is an…

The Worst Way to Pick a Mutual Fund is Often the Most Popular.

The Worst Way to Pick a Mutual Fund is Often the Most Popular.

It’s all in a name. Until, well, it’s not. Imagine this: You sit down to select a mutual fund to invest in, and after looking over a few options, you select the one with the word “preservation” in the description.…

Take a Cue from Soccer on Recent Market Volatility

Take a Cue from Soccer on Recent Market Volatility

As of yesterday’s close, U.S. stocks have fallen over 10% from their peak in late January (officially in “correction” territory). Given the smooth ride the market gave us in 2017, this recent volatility has spooked investors and have led many…